How Much Will ₹5,000 SIP Grow in 10 Years?
The exact numbers on what ₹5,000/month invested in a mutual fund SIP grows to over 10, 15, and 20 years — with realistic Indian market return assumptions.
Indian Personal Finance
A framework
for your money.
No hedging. No "it depends." Concrete answers for salaried Indians thinking about SIPs, home loans, tax, and building wealth.
Free Calculators
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SIP Calculator
Monthly SIP returns with step-up and inflation adjustment.
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EMI Calculator
Monthly EMI, total interest, and early payoff savings.
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Tax Calculator
Old vs New tax regime — which saves you more?
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In-Hand Salary
CTC to take-home after PF, TDS, and HRA exemption.
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HRA Calculator
Exact HRA exemption under Section 10(13A) and tax saved.
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EPF Calculator
Your EPF corpus at retirement with salary growth and interest.
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NPS Calculator
NPS corpus, lump sum, monthly pension, 80CCD(1B) saving.
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FIRE Calculator
Your FIRE number and how long until financial independence.
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SWP Calculator
How long your corpus lasts and maximum sustainable withdrawal.
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Net Worth Tracker
Personal balance sheet — assets, liabilities, and downloadable snapshot.
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Inflation Calculator
What will ₹X cost in Y years at Indian inflation rates?
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FD vs SIP
Compare after-tax returns: fixed deposit vs equity SIP.
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Savings Calculator
What your monthly savings rate builds to over time.
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TVM Calculator
Time Value of Money — solve for PV, FV, N, Rate, or PMT.
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CAGR Calculator
Compound Annual Growth Rate — find CAGR, ending value, or years.
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Capital gains tax on mutual funds India 2026
Learn how capital gains tax on mutual funds works in India: STCG at 20%, LTCG at 12.5% above ₹1.25 lakh. Covers equity, debt, and SIP redemptions.
REITs in India — how to invest in real estate without buying property
Invest in Indian real estate from as little as ₹300–400 via REITs — no down payment, no property management. Here's how REITs work and how to buy them.
Section 80D health insurance deduction explained
Claim up to ₹1 lakh tax deduction under Section 80D for health insurance premiums. Learn exactly who qualifies, what's covered, and how to calculate your l
Loan Against PPF: How It Works and When to Use It Instead of a Personal Loan
Borrow against your PPF balance at just 1-2% above the PPF interest rate — far cheaper than personal loans at 11–18%. Learn eligibility rules and how to ap
How to Set Financial Goals in India: A Framework That Actually Works
Set clear financial goals with a 4-step Indian framework covering timelines, inflation, tax-saving limits, and realistic savings rates for salaried and sel
Rupee Rubric
"The fee difference between direct and regular mutual funds, compounded over 20 years, is not a rounding error. It's a car."